Nana@Cali

<4/4>

Condo 進入合約階段後有10天的Inspection Contingency
名義上是讓買家有時間用自己的Inspector來做檢查
如果有不滿意的地方　買家可以用任何理由拒絕這個交易　
或是再度協商以Credit的方式賠償一點金額
讓合約部分可以繼續進行下去

這10天可說是長日漫漫
默默的希望同社區的賣家不要這麼快上場
免得到手的”小魚”溜走　
畢竟　　房子已經變成”Sales Pending”的狀況
如果又回到市場　　新買家一定會想說這棟房子是不是有什麼狀況
才會重新開始賣　　這樣的出價也就自然不會太高了

還好　　一切都進行的還算順利
Inspection Contingency 階段結束　　　
接下來就等買家處理好貸款　　就可以Closing囉　^^

<題外話: 我們這區市場沒那麼熱　　賣方較為弱勢
Inspection Contingency可以任人放個10天
可是我們想買的區段幾乎所有競爭者為了提出強而有力的Offer
Inspection Contingency都是放個3天,5天
甚至Zero Inspection Contingency  +  Zero Mortgage Contingency 的絕大大攻勢
真是差很多阿　　(泣) >



Wiki 小百科:
•  Mortgage contingency - Performance of the contract (purchase of the real estate) is contingent upon or subject to the buyer getting a mortgage loan for the purchase. Usually such a contingency calls for a buyer to apply for a loan within a certain period of time after the contract is signed. Since most people who buy a house require financing to complete their purchase, mortgage contingencies are one of the most common type of contingencies in real property contracts. If the financing is not secured, the buyer may unilaterally cancel the contract by stating that his or her condition has not or will not be satisfied or allow the contract to expire by declining to waive the condition within the specified time period.

•  Inspection contingency - Another buyer's condition. Purchase of the real estate is contingent upon a satisfactory inspection of te real property revealing no significant defects. Contingencies could also be made on the satisfactory repair of a certain item associated with the real estate.

•  another sale contingency - Purchase or sale of the real estate is contingent on a successful sale or purchase of another piece of real estate. The successful sale of another house may be needed to finance the purchase of a new one.

•  appraisal contingency - Purchase of the real estate is contingent upon the contract price being at or below a fair market value determined by an appraisal. Lenders will often not lend more than a certain percentage (fraction) of the appraised value, so such a contingency may be useful for a buyer.